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ezra1
Guitar God


Joined: 24 Mar 2009
Posts: 55
Location: occupied nation of Texas

PostPosted: Sun Jun 24, 2012 8:08 am    Post subject: insurance Reply with quote

My home owners insurance does not do enough to protect my gear.About $1500 total.The Agent told me to get an estimation for insurance worth from a dealer to bump up my policy to where I would have replacement coverage.I probably got around 30 guitars..I am not as concerned about getting a fair market value on my U.S. made guitars,but concerned about getting proper value on my MIJ guitars.Should a dealer over here value my stuff with the Vintage Guitar Price Guide....in there they do value certain models of OBG guitars and basses,but I find the value placed on Tokai very low,as compared to what I see Tokai's going for..and there is no values for Greco guitars listed..Does anyone have anybody that they could recommend ?
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Koubayashi
Guitar God


Joined: 13 Dec 2008
Posts: 1544
Location: Tokyo

PostPosted: Sun Jun 24, 2012 5:42 pm    Post subject: Re: insurance Reply with quote

ezra1 wrote:
My home owners insurance does not do enough to protect my gear.About $1500 total.The Agent told me to get an estimation for insurance worth from a dealer to bump up my policy to where I would have replacement coverage.I probably got around 30 guitars..I am not as concerned about getting a fair market value on my U.S. made guitars,but concerned about getting proper value on my MIJ guitars.Should a dealer over here value my stuff with the Vintage Guitar Price Guide....in there they do value certain models of OBG guitars and basses,but I find the value placed on Tokai very low,as compared to what I see Tokai's going for..and there is no values for Greco guitars listed..Does anyone have anybody that they could recommend ?


My insurance company accepted a list I made from ended auctions on Ebay on models which aren't in the Vintage Price Guide.
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ezra1
Guitar God


Joined: 24 Mar 2009
Posts: 55
Location: occupied nation of Texas

PostPosted: Mon Jun 25, 2012 5:19 am    Post subject: Reply with quote

That sounds totally logical to me...and I have made photos and photos of the serial numbers...however the Agent (Farmers) wants something on paper from an authority (?) ,and not from me....
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Koubayashi
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Joined: 13 Dec 2008
Posts: 1544
Location: Tokyo

PostPosted: Mon Jun 25, 2012 7:55 am    Post subject: Reply with quote

Perhaps Mark can help you.
It is rather common that dealers make a value statement.
Some charge a few bucks and some don't.
Ask him.
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marcusnieman
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Joined: 22 May 2003
Posts: 8764
Location: Dallas, Texas

PostPosted: Mon Jun 25, 2012 7:56 am    Post subject: Reply with quote

There's an insurance agency that specializes in underwriting guitars for insurance... few of my Texas pals use them. Let me get the info for you.
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Cali Girl
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Joined: 08 Apr 2009
Posts: 545
Location: USA

PostPosted: Mon Jun 25, 2012 8:10 am    Post subject: Reply with quote

Heritage Musical Instrument Insurance
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ned
Guitar God


Joined: 29 Aug 2001
Posts: 1154
Location: Austin, TX

PostPosted: Mon Jun 25, 2012 12:45 pm    Post subject: Reply with quote

musicproinsurance.com been using them for years.
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marcusnieman
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Joined: 22 May 2003
Posts: 8764
Location: Dallas, Texas

PostPosted: Fri Jul 06, 2012 4:44 am    Post subject: Reply with quote

Sorry for the late reply....

Here's the insurance company my pal uses:

http://www.musicins.com/
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